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Hi! I'm Shane...
Your Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Shane Hofmann

Mortgage Consultant

NMLSR: 245001

952-484-2319
Address: 14198 Commerce Ave NE Prior Lake, MN, 55372

Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.

More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

JY

Joseph Y.

5.0

Apple Valley, MN

Apr 23, 2025

Ensuring the entire buying experience was smooth and We never felt like we were forced. It allowed us to make our own decisions and Shane was there to help enable us in doing what we aimed to do.

PQ

Pamela Q.

5.0

Faribault, MN

Apr 23, 2025

Shane! Personabl, communicative, helpful, and always willing to answer any of our questions/concerns.

DB

Danea B.

5.0

Savage, MN

Jan 29, 2025

Shane got the loan approved and closed within 2 weeks!

SK

Stephany K.

5.0

Prior Lake, MN

Dec 30, 2024

Everyone was so knowledgeable and helpful through the entire proces.

SB

Samantha B.

5.0

Zimmerman, MN

Dec 13, 2024

No matter the day or time, Shane was always quick to respond. Even if he was unavailable at the very moment he always followed up promptly to let us know when he would be available. we always felt like he was just as invested in helping us find our home as we were! He was open to any and all questions and always made sure we understood what we were going over - and if we didn't he was always an email, text, or phone call away. He NEVER made us feel like a burden when we would reach out. 10/10 an amazing person to work with.

DK

Daniel K.

5.0

Crystal, MN

Dec 3, 2024

Great and timely communication. Very knowledegable

RD

Ryan D.

5.0

Maple Grove, MN

Dec 3, 2024

Great experience!

JZ

Jason Z.

5.0

Farmington, MN

Dec 3, 2024

Great communication all the way through.

PS

PHILIP S.

5.0

Prior Lake, MN

Sep 12, 2024

Shane was very quick to answer any questions we had typically withing minutes, even after normal working hours. He was very helpful every time we needed something

BS

Brianne S.

5.0

Prior Lake, MN

Sep 10, 2024

Shane and his entire team were patient with our questions and VERY responsive! Any time we sent an email, it was answered quickly!

DB

Danea B.

5.0

Prior Lake, MN

Sep 10, 2024

Shane always gave great updates!

BR

Brooke R.

5.0

Apple Valley, MN

Sep 4, 2024

The entire team who supported me through the process of buying a house was so timely and communicative.

SM

Semira M.

5.0

Burnsville, MN

Sep 4, 2024

Thanks for your help Shane!

RS

Randy S.

5.0

Prior Lake, MN

Jul 29, 2024

Thank you this one worked out with all of our partners, Title, Mortgage, Warranty and Insurance

HB

Hunter B.

5.0

Duluth, MN

Jul 15, 2024

Shane was very helpful and made the entire process easy!

AP

Adam P.

5.0

Prior Lake, MN

Jul 5, 2024

Ease of everything, great communication, super friendly through an otherwise stressful situation.

KZ

Kelly Z.

5.0

Shakopee, MN

Jul 5, 2024

Shane is very knowledgeable and professional! I completely trust his experience as a mortgage consultant and highly recommend him!

CM

Cody M.

5.0

Rosemount, MN

Jun 24, 2024

Everyone was very knowledgeable and on top of everything the whole process went very smooth and I’m very happy with everyone and what they have done

TF

Timothy F.

5.0

Coon Rapids, MN

Jun 19, 2024

See prior answers.

AS

Anna S.

5.0

Hastings, MN

Jun 19, 2024

Matched a lower interest rate from another company and had consistent communication with us during every step of the home selling/buying process.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.96 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Shane Hofmann

Shane Hofmann

Mortgage Consultant

NMLSR: 245001

Learn More